A Bill to require banks to measure and disclose their performance in reducing financial exclusion, including exclusion from affordable credit, and in improving access to finance for small- and medium-sized businesses; to establish a system for rating banks according to that performance; to require banks to cooperate with credit unions and community development finance institutions to address financial exclusion and improve access to finance for small- and medium-sized businesses; and for connected purposes.
The Bill would require banks to measure and publish how well they reduce financial exclusion—including exclusion from affordable credit—and how they improve access to finance for small and medium-sized businesses. It would also create a rating system for banks based on this performance and require banks to work with credit unions and community development finance institutions to tackle financial exclusion and improve SME finance.
The bill is currently at the Second Reading in the House of Commons, the early stage of parliamentary scrutiny.
Generated 21 February 2026
The next stage for this Bill, Second reading, is scheduled to take place on Friday 27 February 2026, although the House of Commons is not expected .
This is a Private Members' Bill and was introduced to Parliament on Wednesday 14 January 2026 under the Ten Minute Rule.
No recorded votes for this bill yet.