A Bill to require banks to measure and disclose their performance in reducing financial exclusion, including exclusion from affordable credit, and in improving access to finance for small- and medium-sized businesses; to establish a system for rating banks according to that performance; to require banks to cooperate with credit unions and community development finance institutions to address financial exclusion and improve access to finance for small- and medium-sized businesses; and for connected purposes.
House of Commons
Gareth ThomasLabour (Co-op)
25 February 2026
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This Bill would require banks to measure and publish how well they reduce financial exclusion and improve access to finance for small and medium-sized businesses. It would create a rating system for banks based on that performance and require banks to work with credit unions and community development finance institutions to tackle exclusion and boost SME finance.
The Bill is in the Commons and currently at the second reading stage, following its first reading on 14 January 2026. It is scheduled to proceed through the normal Commons stages.
Generated 21 February 2026
14 Jan 2026
29 May 2026
The next stage for this Bill, Second reading, is scheduled to take place on Friday 29 May 2026, although the House of Commons is not expected to be sitting on that date.
This is a Private Members' Bill and was introduced to Parliament on Wednesday 14 January 2026 under the Ten Minute Rule.
No recorded votes for this bill yet.
