A Bill to require the Secretary of State to promote membership of a credit union for staff employed by the NHS, other care sector workers, and family members who live in the same household; to facilitate payroll deductions for staff employed by the NHS and other care sector workers who are members of credit unions and to report regularly to Parliament on compliance with these requirements; to place a duty on payday lenders to encourage staff employed by the NHS and other care sector workers to take advice on debt management before acquiring high cost credit; to require the Financial Conduct Authority to report annually on payday lenders’ compliance with this requirement; and for connected purposes.
This bill would require the government to promote credit union membership for NHS staff and other care-sector workers, including their household family members. It would also allow payroll deductions for credit union members, require payday lenders to encourage debt-management advice before offering high-cost credit, and compel the Financial Conduct Authority to report annually on lenders’ compliance.
The bill is at the 2nd Reading in the House of Commons. If it progresses, it would move to Committee stage, then to further readings and the Lords for consideration.
Generated 21 February 2026
This Bill was introduced to Parliament on 19 November 2014 under the Ten Minute Rule.
The 2014-15 session of Parliament has prorogued and this Bill will make no further progress.
No recorded votes for this bill yet.
