A Bill to make provision for regulating high-cost credit arrangements and providers of such arrangements; to provide for controls on advertising, information and communications associated with such arrangements; to make measures to address the cost and affordability of such credit arrangements and their associated charges; to regulate matters concerning repayments under such arrangements; to make provision on advice and advice services in relation to debt arising from such arrangements; and for connected purposes.
House of Commons
15 May 2014
This Bill aims to curb the harms of high-cost credit by setting rules for lenders and their products. It introduces controls on how such credit is advertised and explained, seeks to improve affordability, regulates how repayments work, and ensures access to debt advice for people in debt.
The Bill is currently at its second reading in the House of Commons. If it progresses, it will move to the Committee stage for detailed scrutiny before moving on to the Lords.
Generated 21 February 2026
No recorded votes for this bill yet.
