A Bill to require certain matters to be taken into account when assessing a borrower’s creditworthiness
House of Lords
17 September 2019
The Creditworthiness Assessment Bill would require lenders to take certain matters into account when judging whether a borrower can repay a loan, creating a clearer set of rules for credit decisions. It aims to improve fairness and transparency in lending, including how technology or data may be used in assessments. The Bill is currently at the second reading in the House of Commons and originated in the Lords.
The Bill is at the second reading stage in the House of Commons, having originated in the Lords. It will move through the usual stages (committee, report, etc.) as Parliament continues its scrutiny.
Generated 21 February 2026
No recorded votes for this bill yet.
