A Bill to prohibit cash machine charges; to require banks to enable free cash withdrawals from current accounts in other circumstances; to require the Financial Conduct Authority to supervise an access to banking standard; to impose penalties for breaches of that standard; to establish a financial inclusion fund, and provide for amounts received in such penalties to be paid into that fund; and for connected purposes.
House of Commons
18 March 2019
This Bill would ban charges for withdrawing cash from ATMs and require banks to enable free cash withdrawals from current accounts in more circumstances. It also sets up an FCA-supervised 'access to banking' standard with penalties for breaches and creates a Financial Inclusion Fund into which penalties would be paid.
Current stage: 2nd Reading in the House of Commons. If it progresses, it would move to Committee Stage for detailed scrutiny, followed by Report Stage and Third Reading, before moving to the House of Lords.
Generated 21 February 2026
No recorded votes for this bill yet.
