A Bill to prohibit cash machine charges; to require banks to enable free cash withdrawals from current accounts in other circumstances; to require the Financial Conduct Authority to supervise an access to banking standard; to impose penalties for breaches of that standard; to establish a financial inclusion fund, and provide for amounts received in such penalties to be paid into that fund; and for connected purposes.
House of Commons
18 March 2019
May contain errors — check source documents for definitive information.
The Bill would ban charges at cash machines and require banks to allow free cash withdrawals from current accounts in more circumstances. It would set up an FCA-supervised 'access to banking' standard with penalties for breaches and create a Financial Inclusion Fund into which penalties are paid. In short, it aims to make cash access cheaper and more reliable for more people.
The Bill is currently at the second reading in the Commons. If it progresses, it would move to detailed scrutiny in Committee Stage, followed by further stages in the Commons and then consideration by the House of Lords.
Generated 21 February 2026
16 May 2018
No recorded votes for this bill yet.