Bank Resolution (Recapitalisation) Act 2025

Key Points

• Establishes a statutory framework for bank resolution and recapitalisation to maintain financial stability.
• Became law after receiving Royal Assent following parliamentary scrutiny in the Lords and Commons.
• Two Lords votes on amendments were defeated by large margins, with the government-aligned sides supporting the bill.
• Originated in the Lords and subsequently approved by Parliament, culminating in Royal Assent.

Progress

The bill has completed its journey through Parliament and received Royal Assent, becoming law.

Voting

In the Lords, two votes on amendments were defeated by large margins ( Amendment 2: 89 Aye, 230 No; New Clause 3: 88 Aye, 212 No). Most government-aligned and cross-party peers supported the bill, while Labour (Co-op) opposed.