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Credit Regulation (Child Pornography) Bill

A Bill to impose penalties on credit and debit card providers for the facilitation of the downloading of child pornography from the internet; and for connected purposes

What this bill does

This Bill would make any payment institution liable for penalties if it facilitated the payment of money for indecent images of children. The Bill does not limit its scope to the use of debit and credit cards, but card payments to internet sites responsible for delivering such images are its main target. Credit and debit card issuers would have a legal duty to maintain full personal identity details of all their customers. A company found guilty of an offence under the proposed legislation would face an unlimited fine.

Originating House

House of Commons

Parliament last updated

2 May 2012

In Plain English

AI-generated

May contain errors — check source documents for definitive information.

This Bill would make credit and debit card providers legally liable if they help pay for indecent images of children online. It mainly targets card payments to sites that host such material and would require providers to keep full identity details of customers, with penalties that could be unlimited for offences.

Key Points

  • Targets payment providers (credit/debit card issuers) for facilitating payments for indecent images of children online.
  • Main focus on card payments to sites delivering such images, but the Bill is not limited to cards alone.
  • Requires issuers to maintain full personal identity details of customers.
  • Offences could carry unlimited fines.
  • Originated in the Commons and is at the 2nd reading stage in the Commons (first reading in July 2010).

Progress

The Bill is currently at the 2nd reading stage in the House of Commons following its origin in the Commons; its first reading was on 21 July 2010.

Who is affected?

Credit and debit card issuers (banks and other payment providers)Payment processors and other payment service providersWebsites or merchants that receive card payments for indecent images of childrenCardholders/customers whose identity details would be recorded

Generated 21 February 2026

Bill Stages

1st readingCommons

21 Jul 2010

2nd readingCommons
Committee stageCommons
Report stageCommons
3rd readingCommons
1st readingLords
2nd readingLords
Committee stageLords
Report stageLords
3rd readingLords
Royal Assent

Updates & Documents

News (1)

News - Credit Regulation (Child Pornography)

1 Jan 1970
The Bill failed to complete its passage through Parliament before the end of the session. This means the Bill will make no further progress.

Documents (1)

Bill 61 2010-11 (as introduced)
BillCommons
16 Nov 2010

Parliamentary Votes (0)

No recorded votes for this bill yet.