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Motor Insurance Regulation Bill

A Bill to reform the regulation and operation of the market in motor insurance, and specifically, to ban the payment of referral fees; to establish new standards relating to the evidence required and damages payable for whiplash; to reform the Pre-Action Protocol for Personal Injury Claims in Road Traffic Accidents; to set requirements in respect of risk pricing for personal injury claims; and for connected purposes

Originating House

House of Commons

Parliament last updated

1 May 2012

In Plain English

AI-generated

May contain errors — check source documents for definitive information.

This Bill aims to reform the motor insurance market in the UK. It would ban referral fees, set new rules on evidence and damages for whiplash injuries, reform the pre-action process for road traffic accident claims, and introduce risk-pricing rules for personal injury claims. It also covers related regulatory improvements to support these changes.

Key Points

  • Bans the payment of referral fees in motor insurance transactions.
  • Establishes new standards for evidence and damages payable for whiplash injuries.
  • Reforms the Pre-Action Protocol for Personal Injury Claims in Road Traffic Accidents.
  • Sets requirements on risk pricing for personal injury claims.
  • Covers related regulatory improvements to support these changes (connected purposes).

Progress

The bill is currently at the 2nd Reading in the House of Commons. If it progresses, it would move through the remaining Commons stages and then to the House of Lords.

Who is affected?

Drivers and vehicle ownersMotor insurers and insurance brokersPeople who claim personal injuries from road traffic accidents (including whiplash victims)Personal injury lawyers and law firms

Generated 21 February 2026

Bill Stages

1st readingCommons

13 Sept 2011

2nd readingCommons
Committee stageCommons
Report stageCommons
3rd readingCommons
1st readingLords
2nd readingLords
Committee stageLords
Report stageLords
3rd readingLords
Royal Assent

Updates & Documents

News (1)

News - Motor Insurance Regulation

1 Jan 1970
The Bill failed to complete its passage through Parliament before the end of the session. This means the Bill will make no further progress.

Documents (1)

Bill 229 2010-12 as introduced
BillCommons
9 Nov 2011

Parliamentary Votes (0)

No recorded votes for this bill yet.