A Bill to reform the regulation and operation of the market in motor insurance, and specifically, to ban the payment of referral fees; to establish new standards relating to the evidence required and damages payable for whiplash; to reform the Pre-Action Protocol for Personal Injury Claims in Road Traffic Accidents; to set requirements in respect of risk pricing for personal injury claims; and for connected purposes
House of Commons
1 May 2012
The Motor Insurance Regulation Bill aims to reform how motor insurance is regulated and how related personal injury claims are handled. It would ban referral fees, introduce new rules on evidence and damages for whiplash, reform the Pre-Action Protocol for road traffic accident claims, and set requirements on risk pricing for personal injury claims, along with other related measures to improve how the market works.
The bill is currently at its 2nd Reading in the House of Commons. If approved, it will proceed to Committee Stage for detailed examination and amendments.
Generated 21 February 2026
No recorded votes for this bill yet.